/* 셈하루 사용자 사이트 전체 스타일 (프로토타입 v4 12~757행 verbatim) */
/* ═══ ENIASOFT DESIGN SYSTEM TOKENS ═══ */
:root{
  --blue-50:#eaf7fb;--blue-100:#cbebf5;--blue-200:#9ddaed;--blue-300:#63c6e2;--blue-400:#3ab4da;--blue-500:#20a7d4;--blue-600:#1b8cb3;--blue-700:#176f8f;--blue-800:#14586f;--blue-900:#123f4e;
  --orange-50:#fef4e6;--orange-100:#fce3bf;--orange-200:#f9cb85;--orange-400:#f4a62f;--orange-500:#f29919;--orange-600:#d07d0e;--orange-700:#a9630d;
  --neutral-0:#ffffff;--neutral-50:#f7f8f9;--neutral-100:#eef0f2;--neutral-200:#dde0e3;--neutral-300:#c4c8cd;--neutral-400:#a7acb2;--neutral-500:#8b9096;--neutral-600:#6c7176;--neutral-700:#52565a;--neutral-800:#35383b;--neutral-900:#1d1f21;--neutral-950:#111214;
  --success-500:#1fa971;--success-50:#e7f6ef;--success-700:#15784f;--danger-500:#e2483d;--danger-50:#fbeae9;--warning-50:#fff6e0;--warning-700:#8a5a00;
  --brand:var(--blue-500);--brand-hover:var(--blue-600);--brand-active:var(--blue-700);--brand-subtle:var(--blue-50);
  --accent:var(--orange-500);--accent-hover:var(--orange-600);
  --text-strong:var(--neutral-900);--text-body:var(--neutral-700);--text-muted:var(--neutral-500);
  --surface-page:var(--neutral-50);--surface-card:#fff;--surface-sunken:var(--neutral-100);
  --border-subtle:var(--neutral-200);--border-default:var(--neutral-300);
  --focus-ring:rgba(32,167,212,.45);
  --gradient-brand:linear-gradient(100deg,#20a7d4 0%,#3ab4da 45%,#f29919 100%);
  --font-display:"Poppins","Pretendard Variable",Pretendard,sans-serif;
  --font-body:"Manrope","Pretendard Variable",Pretendard,-apple-system,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  --font-kr:"Pretendard Variable",Pretendard,-apple-system,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;
  --font-mono:"IBM Plex Mono",ui-monospace,monospace;
  --radius-xs:4px;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--radius-pill:999px;
  --shadow-xs:0 1px 2px rgba(17,18,20,.06);--shadow-sm:0 2px 8px rgba(17,18,20,.06);--shadow-md:0 10px 28px -10px rgba(20,88,111,.22);--shadow-lg:0 24px 48px -20px rgba(20,88,111,.30);
  /* 분류 색 */
  --c-money:var(--blue-600);--c-money-bg:var(--blue-50);
  --c-date:var(--blue-800);--c-date-bg:#e8eef5;
  --c-body:var(--success-700);--c-body-bg:var(--success-50);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font-kr);color:var(--text-body);background:var(--surface-page);font-size:15.5px;line-height:1.65;-webkit-font-smoothing:antialiased;word-break:keep-all}
h1,h2,h3,h4{color:var(--text-strong);font-family:var(--font-kr);letter-spacing:-.025em;line-height:1.3}
button,input,select,textarea{font:inherit;color:inherit}
button{cursor:pointer}
a{color:var(--brand-hover)}
a[data-go]{cursor:pointer}
.num,.en{font-family:var(--font-display);font-variant-numeric:tabular-nums;letter-spacing:-.01em}
:focus-visible{outline:3px solid var(--focus-ring);outline-offset:2px;border-radius:6px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
svg.i{width:22px;height:22px;flex:none}

/* ── 헤더 ── */
.top{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.9);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--border-subtle)}
.top .wrap{display:flex;align-items:center;gap:26px;height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--text-strong)}
.logo b{font-size:21px;font-weight:800;letter-spacing:-.04em}
.logo small{font-family:var(--font-mono);font-size:10.5px;color:var(--text-muted);display:block;line-height:1;margin-top:2px;letter-spacing:.02em}
.gnb{display:flex;gap:2px}
.gnb a{text-decoration:none;padding:9px 14px;border-radius:var(--radius-pill);color:var(--text-body);font-weight:600;font-size:15px;display:flex;align-items:center;gap:7px}
.gnb a i{width:8px;height:8px;border-radius:50%;display:inline-block}
.gnb a:hover{background:var(--surface-sunken);color:var(--text-strong)}
.gnb a.on{background:var(--brand-subtle);color:var(--brand-active)}
.hsearch{margin-left:auto;position:relative;width:290px}
.hsearch input{width:100%;height:42px;border:1px solid var(--border-subtle);border-radius:var(--radius-pill);padding:0 16px 0 40px;background:var(--surface-sunken);transition:.15s}
.hsearch input:focus{background:#fff;border-color:var(--brand);outline:none;box-shadow:0 0 0 4px var(--focus-ring)}
.hsearch svg{position:absolute;left:14px;top:12px;color:var(--text-muted)}
.iconBtn{border:0;background:none;height:42px;padding:0 12px;border-radius:var(--radius-pill);display:flex;align-items:center;gap:6px;font-weight:600;color:var(--text-body);position:relative}
.iconBtn:hover{background:var(--surface-sunken)}
.iconBtn .dot{position:static;margin-left:2px;min-width:17px;height:17px;border-radius:9px;background:var(--brand);color:#fff;font-size:10.5px;font-family:var(--font-display);display:flex;align-items:center;justify-content:center;padding:0 4px}
.suggest{position:absolute;left:0;right:0;top:calc(100% + 8px);background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);z-index:50;display:none;overflow:hidden;padding:6px}
.suggest a{display:flex;align-items:center;gap:12px;padding:10px 12px;text-decoration:none;border-radius:var(--radius-sm);color:var(--text-strong)}
.suggest a:hover,.suggest a.act{background:var(--brand-subtle)}
.suggest .sico{width:34px;height:34px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:none}
.suggest b{font-weight:700;display:block;font-size:15px}
.suggest small{color:var(--text-muted);font-size:12.5px;display:block;line-height:1.4}
.suggest .empty{padding:14px;color:var(--text-muted);font-size:14px}

/* ── 광고 ── */
.ad{border:1px dashed var(--neutral-300);border-radius:var(--radius-md);background:repeating-linear-gradient(135deg,#fafbfb 0 10px,#f2f4f5 10px 20px);color:var(--text-muted);font-size:12px;display:flex;align-items:center;justify-content:center;flex-direction:column;text-align:center;margin:0 auto;gap:2px}
.ad b{font-family:var(--font-mono);font-weight:600;color:var(--neutral-600);font-size:11px;letter-spacing:.04em}
.ad.w728{max-width:728px;height:90px}.ad.w300{width:100%;max-width:300px;height:250px}
.adrow{padding:28px 0}

/* ── 버튼·배지 ── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;height:42px;padding:0 18px;border-radius:var(--radius-pill);border:1px solid var(--border-default);background:#fff;color:var(--text-strong);font-weight:700;font-size:14.5px;text-decoration:none;transition:background .15s,border-color .15s,transform .1s;white-space:nowrap}
.btn:hover{border-color:var(--neutral-500);background:var(--neutral-50)}
.btn:active{transform:translateY(1px)}
.btn.sm{height:34px;padding:0 13px;font-size:13.5px}
.btn.brand{background:var(--brand);border-color:var(--brand);color:#fff}
.btn.brand:hover{background:var(--brand-hover);border-color:var(--brand-hover)}
.btn.accent{background:var(--accent);border-color:var(--accent);color:#fff}
.btn.accent:hover{background:var(--accent-hover);border-color:var(--accent-hover)}
.btn.ghost{border-color:transparent;background:transparent;color:var(--text-body)}
.btn.ghost:hover{background:var(--surface-sunken)}
.btn[aria-pressed="true"]{background:var(--brand-subtle);border-color:var(--blue-200);color:var(--brand-active)}
.badge{display:inline-flex;align-items:center;gap:5px;height:26px;padding:0 10px;border-radius:var(--radius-pill);font-size:12.5px;font-weight:700;background:var(--surface-sunken);color:var(--text-body)}
.badge.brand{background:var(--brand-subtle);color:var(--brand-active)}
.badge.ok{background:var(--success-50);color:var(--success-700)}
.badge.warn{background:var(--warning-50);color:var(--warning-700)}
.mono{font-family:var(--font-mono);font-size:12px;letter-spacing:.02em}

/* ── 히어로 ── */
.hero{position:relative;overflow:hidden;background:#fff;border-bottom:1px solid var(--border-subtle)}
.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(900px 420px at 88% 20%,var(--blue-50),transparent 70%),radial-gradient(500px 300px at 8% 110%,#fdf6ea,transparent 70%);pointer-events:none}
.hero .wrap{position:relative;display:grid;grid-template-columns:1.02fr .98fr;gap:40px;padding-top:64px;padding-bottom:64px;align-items:center}
.hero .kicker{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-pill);padding:5px 12px 5px 6px;font-size:13.5px;font-weight:600;box-shadow:var(--shadow-xs);margin-bottom:20px}
.hero .kicker span{background:var(--brand);color:#fff;border-radius:var(--radius-pill);padding:2px 9px;font-size:12px;font-family:var(--font-display);font-weight:600}
.hero h1{font-size:50px;line-height:1.18;letter-spacing:-.045em;margin:0 0 16px;font-weight:800}
.hero h1 .grad{background:var(--gradient-brand);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lead{font-size:18px;color:var(--text-body);margin:0 0 30px;max-width:31em}
.bigsearch{position:relative;max-width:560px}
.bigsearch .box{display:flex;align-items:center;background:#fff;border:2px solid var(--neutral-900);border-radius:var(--radius-pill);padding:6px 6px 6px 22px;box-shadow:var(--shadow-md);transition:border-color .15s,box-shadow .15s}
.bigsearch .box:focus-within{border-color:var(--brand);box-shadow:0 0 0 5px var(--focus-ring),var(--shadow-md)}
.bigsearch input{flex:1;min-width:0;border:0;outline:0;font-size:18px;height:48px;background:transparent}
.bigsearch .btn{height:50px;padding:0 24px;font-size:16px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px;max-width:580px}
.chip{border:1px solid var(--border-subtle);background:#fff;border-radius:var(--radius-pill);height:34px;padding:0 14px;font-size:14px;font-weight:600;color:var(--text-body);display:inline-flex;align-items:center;gap:6px;transition:.15s}
.chip:hover{border-color:var(--brand);color:var(--brand-active);background:var(--brand-subtle)}
.chip i{width:7px;height:7px;border-radius:50%}
.heroArt{position:relative;min-height:440px}
.heroArt svg.illo{position:absolute;right:-10px;top:0;width:100%;max-width:560px;height:auto}
.floatCard{position:absolute;left:10px;bottom:0;width:330px;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);border:1px solid var(--border-subtle);padding:18px 20px;animation:rise .7s cubic-bezier(.2,.8,.2,1) both .15s}
@keyframes rise{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.floatCard .t{display:flex;justify-content:space-between;align-items:center;font-size:13px;color:var(--text-muted)}
.floatCard .v{font-family:var(--font-display);font-weight:700;font-size:34px;color:var(--text-strong);letter-spacing:-.02em;margin:2px 0 10px}
.floatCard .v small{font-family:var(--font-kr);font-size:17px;margin-left:3px}
.stack{display:flex;height:10px;border-radius:5px;overflow:hidden;background:var(--neutral-100)}
.stack span{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:6px 14px;margin-top:10px;font-size:12.5px;color:var(--text-body)}
.legend span{display:inline-flex;align-items:center;gap:6px}
.legend i{width:9px;height:9px;border-radius:3px;display:inline-block}

/* ── 섹션 공통 ── */
.sec{padding:64px 0}
.sechead{display:flex;align-items:flex-end;gap:16px;margin-bottom:26px;flex-wrap:wrap}
.sechead h2{font-size:30px;margin:0;font-weight:800}
.sechead p{margin:6px 0 0;color:var(--text-muted);width:100%}
.sechead .right{margin-left:auto}

/* 오늘의 기준 */
.basis{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:-34px;position:relative;z-index:2}
.basis .item{background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:16px 18px;box-shadow:var(--shadow-sm)}
.basis time{font-family:var(--font-mono);font-size:12px;color:var(--brand-active);background:var(--brand-subtle);border-radius:var(--radius-xs);padding:2px 7px}
.basis b{display:block;margin-top:8px;font-size:15px;color:var(--text-strong);line-height:1.45}
.basis .v{font-family:var(--font-display);font-size:22px;font-weight:700;color:var(--text-strong);display:block;margin-top:2px}

/* 분류 카드 */
.cats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.catCard{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-xl);padding:26px 26px 18px;overflow:hidden;transition:box-shadow .2s,border-color .2s}
.catCard:hover{box-shadow:var(--shadow-md);border-color:var(--blue-100)}
.catCard .art{position:absolute;right:14px;top:14px;width:104px;height:104px}
.catCard h3{margin:0;font-size:23px;font-weight:800}
.catCard .cnt{font-family:var(--font-display);font-size:13px;font-weight:600;margin-top:4px;display:inline-block}
.catCard p{margin:12px 0 16px;color:var(--text-body);font-size:14.5px;max-width:15em;min-height:70px}
.catCard ul{list-style:none;margin:0;padding:0;border-top:1px solid var(--border-subtle)}
.catCard li a{display:flex;align-items:center;justify-content:space-between;padding:11px 0;border-bottom:1px solid var(--neutral-100);text-decoration:none;color:var(--text-strong);font-weight:600;font-size:15px}
.catCard li:last-child a{border-bottom:0}
.catCard li a:hover{color:var(--brand-active)}
.catCard li a span{color:var(--text-muted);font-weight:500;font-size:13px;white-space:nowrap;margin-left:10px}
.catCard .all{display:flex;justify-content:center;margin-top:auto;padding-top:8px}

/* 계산기 타일 */
.filterBar{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:18px}
.seg2{display:inline-flex;background:var(--surface-sunken);border-radius:var(--radius-pill);padding:4px}
.seg2 button{border:0;background:transparent;height:38px;padding:0 18px;border-radius:var(--radius-pill);font-weight:700;color:var(--text-body);font-size:14.5px}
.seg2 button.on{background:#fff;color:var(--text-strong);box-shadow:var(--shadow-xs)}
.seg2 button span{font-family:var(--font-display);font-size:12.5px;color:var(--text-muted);margin-left:4px}
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.tile{position:relative;display:flex;flex-direction:column;gap:10px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:18px 18px 16px;text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s,border-color .15s;min-height:152px}
.tile:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:var(--blue-100)}
.tile .ico{width:44px;height:44px;border-radius:13px;display:flex;align-items:center;justify-content:center}
.tile b{font-size:16.5px;color:var(--text-strong);font-weight:700;line-height:1.35}
.tile small{color:var(--text-muted);font-size:13.5px;line-height:1.45;display:block}
.tile .ex{margin-top:auto;font-size:12.5px;color:var(--text-body);font-family:var(--font-kr);display:flex;align-items:center;gap:6px}
.tile .ex:before{content:"";width:14px;height:1.5px;background:var(--neutral-300)}
.fav{position:absolute;right:10px;top:10px;width:34px;height:34px;border-radius:50%;border:0;background:transparent;color:var(--neutral-300);display:flex;align-items:center;justify-content:center}
.fav:hover{background:var(--surface-sunken);color:var(--neutral-500)}
.fav.on{color:var(--accent)}

/* 신뢰 섹션 */
.trust{background:var(--neutral-900);color:var(--neutral-300);border-radius:var(--radius-xl);padding:44px;display:grid;grid-template-columns:1.1fr 1.9fr;gap:40px;align-items:center;position:relative;overflow:hidden}
.trust:after{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:var(--gradient-brand)}
.trust h2{color:#fff;font-size:30px;margin:0 0 12px}
.trust p{margin:0}
.trust .feats{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.trust .f{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--radius-lg);padding:18px}
.trust .f svg{color:var(--blue-300)}
.trust .f b{display:block;color:#fff;margin:10px 0 4px;font-size:16px}
.trust .f span{font-size:14px;line-height:1.55;display:block}

/* 최근·즐겨찾기 줄 */
.mine{display:flex;gap:10px;overflow-x:auto;padding-bottom:4px;scrollbar-width:thin}
.mine a{flex:none;display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-pill);padding:6px 16px 6px 6px;text-decoration:none;color:var(--text-strong);font-weight:600;font-size:14px}
.mine a:hover{border-color:var(--brand)}
.mine .sico{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center}
.mine small{color:var(--text-muted);font-weight:500;margin-left:2px}

/* ── 계산기 페이지 ── */
.cHero{background:#fff;border-bottom:1px solid var(--border-subtle)}
.cHero .wrap{padding-top:22px;padding-bottom:26px}
.crumb{font-size:13.5px;color:var(--text-muted);display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.crumb a{text-decoration:none;color:var(--text-muted)}
.crumb a:hover{color:var(--brand-active)}
.cTitle{display:flex;align-items:center;gap:16px;margin-top:14px;flex-wrap:wrap}
.cTitle .ico{width:58px;height:58px;border-radius:17px;display:flex;align-items:center;justify-content:center}
.cTitle .ico svg.i{width:28px;height:28px}
.cTitle h1{margin:0;font-size:34px;font-weight:800}
.cTitle p{margin:2px 0 0;color:var(--text-body)}
.cTitle .acts{margin-left:auto;display:flex;gap:8px}
.cMeta{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}
.cBody{padding-top:28px}
.cgrid{display:grid;grid-template-columns:minmax(0,1fr) 452px;column-gap:28px;align-items:start}
.cform{grid-column:1;grid-row:1}.carticle{grid-column:1;grid-row:2}.side{grid-column:2;grid-row:1/span 2;align-self:stretch}
.side .stick{position:sticky;top:88px}
.card{background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-xl);box-shadow:var(--shadow-xs)}
.form{padding:28px 28px 22px}
.formHead{display:flex;align-items:center;margin-bottom:18px}
.formHead h2{margin:0;font-size:19px}
.formHead .step{font-family:var(--font-mono);font-size:11.5px;color:var(--brand-active);background:var(--brand-subtle);border-radius:var(--radius-xs);padding:3px 8px;margin-right:10px}
.formHead .btn{margin-left:auto}
.fld{margin-bottom:22px}
.fld:last-of-type{margin-bottom:8px}
.fld>label,.fld .lbl{display:flex;align-items:center;gap:6px;font-weight:700;margin-bottom:8px;font-size:15px;color:var(--text-strong)}
.help{font-size:13px;color:var(--text-muted);margin-top:7px;display:flex;gap:6px;line-height:1.5}
.help:before{content:"";flex:none;width:4px;height:4px;border-radius:50%;background:var(--neutral-400);margin-top:8px}
.inp{position:relative;display:flex;align-items:stretch}
.inp input,.inp select{width:100%;height:54px;border:1.5px solid var(--border-default);border-radius:var(--radius-md);padding:0 16px;background:#fff;font-size:18px;font-family:var(--font-display);font-weight:600;color:var(--text-strong);transition:border-color .15s,box-shadow .15s;-webkit-appearance:none;appearance:none}
.inp select{font-family:var(--font-kr);font-size:16.5px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2352565a' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}
.inp input[type=date],.inp input[type=time]{font-size:17px}
.inp input:hover,.inp select:hover{border-color:var(--neutral-500)}
.inp input:focus,.inp select:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 4px var(--focus-ring)}
.inp.hasUnit input{padding-right:52px;text-align:right}
.inp .unit{position:absolute;right:16px;top:16px;color:var(--text-muted);font-weight:600;pointer-events:none}
.inp.stepper .inner{position:relative;flex:1}
.inp.stepper button{flex:none;width:54px;border:1.5px solid var(--border-default);background:var(--neutral-50);color:var(--text-strong);font-size:22px;font-weight:500;display:flex;align-items:center;justify-content:center}
.inp.stepper button:hover{background:var(--neutral-100)}
.inp.stepper button:first-child{border-radius:var(--radius-md) 0 0 var(--radius-md);border-right:0}
.inp.stepper button:last-child{border-radius:0 var(--radius-md) var(--radius-md) 0;border-left:0}
.inp.stepper input{border-radius:0;text-align:center;padding:0 44px}
.inp.stepper .unit{right:14px}
.kor{font-size:13.5px;color:var(--brand-active);margin-top:7px;font-weight:700;min-height:20px}
.seg{display:flex;background:var(--surface-sunken);border-radius:var(--radius-md);padding:4px;gap:4px}
.seg button{flex:1;border:0;background:transparent;min-height:46px;border-radius:9px;font-weight:700;color:var(--text-body);font-size:14.5px;padding:6px 8px;line-height:1.3}
.seg button:hover{color:var(--text-strong)}
.seg button.on{background:#fff;color:var(--brand-active);box-shadow:0 1px 3px rgba(17,18,20,.12)}
.quick{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}
.quick button{border:1px solid var(--border-subtle);background:#fff;border-radius:var(--radius-pill);height:32px;padding:0 12px;font-size:13.5px;font-weight:600;color:var(--text-body)}
.quick button:hover{border-color:var(--brand);color:var(--brand-active)}
.quick button.on{background:var(--brand-subtle);border-color:var(--blue-200);color:var(--brand-active)}
.chk{display:flex;gap:12px;align-items:flex-start;cursor:pointer;padding:14px 16px;border:1.5px solid var(--border-subtle);border-radius:var(--radius-md);transition:.15s}
.chk:hover{border-color:var(--neutral-400)}
.chk:has(input:checked){border-color:var(--blue-200);background:var(--brand-subtle)}
.chk input{width:22px;height:22px;accent-color:var(--brand);margin:1px 0 0;flex:none}
.chk span{font-weight:700;color:var(--text-strong)}
.chk span small{display:block;font-weight:500;color:var(--text-muted);font-size:13px;margin-top:2px}
.formFoot{display:flex;align-items:center;gap:8px;border-top:1px solid var(--border-subtle);padding-top:16px;margin-top:18px;font-size:13px;color:var(--text-muted)}
.formFoot .live{display:inline-flex;align-items:center;gap:7px}
.formFoot .live i{width:8px;height:8px;border-radius:50%;background:var(--success-500);box-shadow:0 0 0 4px var(--success-50)}

/* 결과 카드 */
.result{overflow:hidden;position:relative}
.result:before{content:"";display:block;height:5px;background:var(--gradient-brand)}
.rHead{padding:22px 26px 18px}
.rHead .meta{display:flex;justify-content:space-between;align-items:center;font-size:12.5px;color:var(--text-muted)}
.rHead .title{font-size:15px;color:var(--text-body);font-weight:700;margin-top:10px}
.rBig{font-family:var(--font-display);font-weight:700;font-size:46px;line-height:1.1;color:var(--text-strong);letter-spacing:-.025em;margin-top:4px;word-break:break-all}
.rBig small{font-family:var(--font-kr);font-size:22px;font-weight:700;margin-left:3px;letter-spacing:0}
.rBig.text{font-family:var(--font-kr);font-size:32px;font-weight:800;letter-spacing:-.03em}
.rKor{font-size:14px;color:var(--brand-active);font-weight:700;margin-top:4px}
.rSub{font-size:14px;color:var(--text-body);margin-top:8px;line-height:1.5}
.rViz{padding:0 26px 16px}
.rViz .stack{height:14px;border-radius:7px}
.rLines{padding:4px 26px 8px;border-top:1px dashed var(--border-default);margin:0}
.rl{display:flex;align-items:baseline;gap:10px;padding:11px 0;font-size:15px}
.rl+.rl{border-top:1px solid var(--neutral-100)}
.rl .k{color:var(--text-body)}
.rl .dots{flex:1}
.rl .v{font-family:var(--font-display);font-weight:600;color:var(--text-strong);white-space:nowrap;font-variant-numeric:tabular-nums}
.rl .v.kr{font-family:var(--font-kr);font-weight:700}
.rl.minus .v{color:var(--neutral-600)}
.rl.total{border-top:2px solid var(--neutral-900)!important;margin-top:4px;padding-top:13px}
.rl.total .k{color:var(--text-strong);font-weight:800}
.rl.total .v{font-weight:700;font-size:17px}
.rl .sw{width:9px;height:9px;border-radius:3px;display:inline-block;margin-right:7px;vertical-align:1px}
.rNote{font-size:12.5px;color:var(--text-muted);margin:-6px 0 8px;display:none;line-height:1.55;background:var(--neutral-50);border-radius:var(--radius-sm);padding:7px 10px;font-family:var(--font-kr)}
.showFormula .rNote{display:block}
.rAlert{margin:6px 26px 16px;border-radius:var(--radius-md);padding:12px 14px;font-size:14px;line-height:1.55;display:flex;gap:10px;align-items:flex-start}
.rAlert svg{flex:none;margin-top:1px}
.rAlert.ok{background:var(--brand-subtle);color:var(--blue-900)}
.rAlert.warn{background:var(--warning-50);color:#5e3d00}
.rAlert.err{background:var(--danger-50);color:#8a241c}
.rExtra{padding:0 26px 16px}
.rExtra h4{margin:8px 0 8px;font-size:14px;color:var(--text-strong)}
.rActs{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--border-subtle)}
.rActs button{border:0;background:#fff;height:58px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;font-size:12.5px;font-weight:700;color:var(--text-body)}
.rActs button+button{border-left:1px solid var(--border-subtle)}
.rActs button:hover{background:var(--neutral-50);color:var(--brand-active)}
.rActs button[aria-pressed="true"]{color:var(--brand-active);background:var(--brand-subtle)}
.side .ad{margin-top:20px}
table.tb{width:100%;border-collapse:collapse;font-size:14px}
table.tb th,table.tb td{border-bottom:1px solid var(--neutral-100);padding:10px 10px;text-align:left;vertical-align:top}
table.tb th{color:var(--text-muted);font-weight:700;background:var(--neutral-50);font-size:13px}
table.tb td.r,table.tb th.r{text-align:right;font-family:var(--font-display);font-variant-numeric:tabular-nums;font-weight:500}
table.tb tr.me td{background:var(--brand-subtle);font-weight:700}
.tbwrap{overflow-x:auto;border:1px solid var(--border-subtle);border-radius:var(--radius-md)}
.tbwrap table.tb tr:last-child td{border-bottom:0}
.prog{height:14px;background:var(--neutral-100);border-radius:7px;overflow:hidden;margin:4px 0 6px}
.prog i{display:block;height:100%;background:var(--gradient-brand);border-radius:7px}

/* 본문 */
.article{padding:34px 38px;margin-top:24px}
.toc{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:8px}
.article h2{font-size:22px;margin:36px 0 12px;font-weight:800;display:flex;align-items:center;gap:10px}
.article h2:before{content:"";width:4px;height:20px;border-radius:2px;background:var(--brand)}
.article h2:first-of-type{margin-top:18px}
.article p,.article li{color:var(--text-body);line-height:1.8}
.article ul{padding-left:20px}
.formula{background:var(--neutral-50);border:1px solid var(--border-subtle);border-left:4px solid var(--brand);border-radius:var(--radius-sm);padding:14px 18px;margin:14px 0;font-size:15px;line-height:1.85;color:var(--text-strong);font-weight:600}
details.faq{border:1px solid var(--border-subtle);border-radius:var(--radius-md);margin-bottom:10px;background:#fff;transition:border-color .15s}
details.faq[open]{border-color:var(--blue-200)}
details.faq summary{cursor:pointer;font-weight:700;padding:16px 18px;list-style:none;display:flex;justify-content:space-between;gap:14px;color:var(--text-strong)}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary:after{content:"";flex:none;width:22px;height:22px;border-radius:50%;background:var(--surface-sunken) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='10'%3E%3Cpath d='M5 1v8M1 5h8' stroke='%23176f8f' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") center no-repeat;transition:transform .2s}
details.faq[open] summary:after{transform:rotate(45deg);background-color:var(--brand-subtle)}
details.faq p{margin:0;padding:0 18px 16px}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.related a{display:flex;align-items:center;gap:10px;border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:10px 12px;text-decoration:none;color:var(--text-strong);font-weight:700;font-size:14.5px}
.related a:hover{border-color:var(--brand);background:var(--brand-subtle)}
.related .sico{width:32px;height:32px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:none}
.srcline{font-size:13px;color:var(--text-muted);border-top:1px solid var(--border-subtle);margin-top:30px;padding-top:16px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;align-items:center}

/* 모바일 결과 바 */
.mBar{display:none}

/* 페이지 */
.page{max-width:820px;margin:0 auto;padding:36px 24px 60px}
.page h1{font-size:34px;margin:14px 0 8px}
.page .lead{color:var(--text-body);margin:0 0 20px}

/* 푸터 */
.foot{background:var(--neutral-950);color:var(--neutral-400);margin-top:80px;font-size:14px}
.foot .wrap{padding-top:48px;padding-bottom:40px;display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px}
.foot .logo b{color:#fff}
.foot p{margin:14px 0 0;line-height:1.7;max-width:30em}
.foot h4{color:#fff;font-size:14px;margin:4px 0 12px}
.foot a{color:var(--neutral-300);text-decoration:none;display:block;padding:4px 0}
.foot a:hover{color:#fff}
.foot .copy{grid-column:1/-1;border-top:1px solid var(--neutral-800);padding-top:18px;font-size:13px;color:var(--neutral-500);display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap}

/* 모달·토스트·드로어 */
.dim{position:fixed;inset:0;background:rgba(17,18,20,.5);display:none;align-items:center;justify-content:center;z-index:100;padding:20px;backdrop-filter:blur(2px)}
.dim.on{display:flex}
.modal{background:#fff;border-radius:var(--radius-xl);width:100%;max-width:500px;padding:28px;box-shadow:var(--shadow-lg);animation:rise .25s ease both}
.modal h3{margin:0 0 6px;font-size:21px}
.modal textarea{width:100%;min-height:120px;border:1.5px solid var(--border-default);border-radius:var(--radius-md);padding:12px 14px;font:inherit;resize:vertical}
.modal textarea:focus{border-color:var(--brand);outline:none;box-shadow:0 0 0 4px var(--focus-ring)}
.modal .inp input,.modal .inp select{height:48px;font-size:15.5px;font-family:var(--font-kr);font-weight:500}
.toast{position:fixed;left:50%;bottom:32px;transform:translateX(-50%) translateY(16px);background:var(--neutral-900);color:#fff;padding:13px 20px;border-radius:var(--radius-pill);font-size:14.5px;font-weight:600;opacity:0;transition:.25s;z-index:200;pointer-events:none;display:flex;align-items:center;gap:8px;box-shadow:var(--shadow-lg)}
.toast.on{opacity:1;transform:translateX(-50%)}
.toast svg{color:var(--blue-300)}
.drawerDim{position:fixed;inset:0;background:rgba(17,18,20,.35);z-index:110;opacity:0;visibility:hidden;transition:.2s}
.drawerDim.on{opacity:1;visibility:visible}
.drawer{position:fixed;top:0;right:0;bottom:0;width:400px;max-width:92vw;background:#fff;box-shadow:var(--shadow-lg);transform:translateX(105%);transition:transform .25s,visibility .25s;visibility:hidden;z-index:120;display:flex;flex-direction:column}
.drawer.on{transform:none;visibility:visible}
.drawer .dh{display:flex;align-items:center;padding:18px 20px;border-bottom:1px solid var(--border-subtle)}
.drawer .dh h3{margin:0;font-size:18px}
.drawer .dh .btn{margin-left:auto}
.drawer .dtabs{padding:12px 20px 0}
.drawer .dl{padding:10px 12px 20px;overflow:auto}
.drawer .item{display:flex;align-items:center;gap:12px;padding:12px;border-radius:var(--radius-md);text-decoration:none;color:var(--text-strong)}
.drawer .item:hover{background:var(--neutral-50)}
.drawer .item .sico{width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center;flex:none}
.drawer .item b{display:block;font-size:15px}
.drawer .item small{display:block;color:var(--text-muted);font-size:13px}
.emptyState{text-align:center;padding:36px 20px;color:var(--text-muted)}
.emptyState svg{color:var(--neutral-300);margin-bottom:8px}
.emptyState b{display:block;color:var(--text-strong);margin-bottom:4px}

.mOnly{display:none}
/* 하단 탭바 (모바일) */
.tabbar{display:none}

@media (max-width:1080px){
  .tiles{grid-template-columns:repeat(3,1fr)}
  .basis{grid-template-columns:repeat(2,1fr)}
  .trust{grid-template-columns:1fr}
}
@media (max-width:960px){
  .gnb,.hsearch,.cform .adrow{display:none}
  .mOnly{display:flex}
  .iconBtn .lbl{display:none}
  .top .wrap{height:60px}
  .top .right{margin-left:auto}
  .hero .wrap{grid-template-columns:minmax(0,1fr);padding-top:36px;padding-bottom:40px}
  .heroArt{min-height:0;display:none}
  .cats{grid-template-columns:1fr}
  .cgrid{grid-template-columns:minmax(0,1fr)}
  .cform,.carticle,.side{grid-column:1;grid-row:auto}
  .side{margin-top:20px}
  .side .stick{position:static}
  .foot .wrap{grid-template-columns:1fr 1fr}
  .tabbar{display:grid;grid-template-columns:repeat(5,1fr);position:fixed;left:0;right:0;bottom:0;z-index:60;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-top:1px solid var(--border-subtle);padding:6px 4px calc(6px + env(safe-area-inset-bottom))}
  .tabbar a{display:flex;flex-direction:column;align-items:center;gap:2px;font-size:11.5px;font-weight:700;color:var(--text-muted);text-decoration:none;padding:4px 0;border-radius:10px}
  .tabbar a.on{color:var(--brand-active)}
  body{padding-bottom:72px}
  .mBar{display:flex;position:fixed;left:12px;right:12px;bottom:82px;z-index:55;background:var(--neutral-900);color:#fff;border-radius:var(--radius-pill);padding:8px 8px 8px 20px;align-items:center;gap:10px;box-shadow:var(--shadow-lg);transition:transform .25s,opacity .25s}
  .mBar.hide{transform:translateY(20px);opacity:0;pointer-events:none}
  .mBar .t{font-size:12px;color:var(--neutral-400);line-height:1.2}
  .mBar .v{font-family:var(--font-display);font-weight:700;font-size:20px;line-height:1.2}
  .mBar .btn{margin-left:auto;height:40px}
}
@media (max-width:620px){
  .wrap{padding:0 16px}
  .hero h1{font-size:34px}
  .hero .lead{font-size:16px}
  .bigsearch input{font-size:16px}
  .bigsearch .btn{padding:0 16px}
  .tiles{grid-template-columns:repeat(2,1fr);gap:10px}
  .tile{padding:14px;min-height:140px}
  .tile small{display:none}
  .basis{grid-template-columns:1fr}
  .sechead h2{font-size:24px}
  .cTitle h1{font-size:26px}
  .cTitle .ico{width:48px;height:48px}
  .cTitle .acts{margin-left:0;width:100%}
  .form{padding:20px 18px}
  .rBig{font-size:38px}
  .rBig.text{font-size:26px}
  .article{padding:24px 20px}
  .related{grid-template-columns:1fr}
  .trust{padding:28px 22px}
  .trust .feats{grid-template-columns:1fr}
  .foot .wrap{grid-template-columns:1fr}
  .ad.w728{max-width:320px;height:100px}
  .rActs button{height:54px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}
@media print{.top,.foot,.ad,.cform,.carticle,.rActs,.tabbar,.mBar,.cTitle .acts{display:none!important}.cgrid{display:block}.side .stick{position:static}}

/* ═══ v4 회원·내 셈 ═══ */
.rActs{grid-template-columns:repeat(5,1fr)}
.rActs .saveAct{color:var(--brand-active)}
.authArea{display:flex;align-items:center;gap:6px}
.avatarWrap{position:relative}
.avatar{width:38px;height:38px;border-radius:50%;border:0;background:linear-gradient(135deg,var(--blue-400),var(--blue-700));color:#fff;font-weight:800;font-size:15px;display:inline-flex;align-items:center;justify-content:center;flex:none}
.avatar.lg{width:64px;height:64px;font-size:26px}
.menu{position:absolute;right:0;top:calc(100% + 10px);width:230px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);padding:6px;display:none;z-index:60}
.menu.on{display:block;animation:rise .15s ease both}
.menu .mhead{padding:10px 12px 8px}
.menu .mhead b{display:block;color:var(--text-strong)}
.menu .mhead small{color:var(--text-muted);font-size:12.5px}
.menu button{display:block;width:100%;text-align:left;border:0;background:none;padding:9px 12px;border-radius:var(--radius-sm);font-weight:600;font-size:14px;color:var(--text-body)}
.menu button:hover{background:var(--neutral-50);color:var(--brand-active)}
.menu hr,.myNav hr{border:0;border-top:1px solid var(--border-subtle);margin:6px 0}
.modal.narrow{max-width:440px}
.modal .mclose{float:right;margin:-12px -12px 0 0}
.msub{margin:0 0 18px;color:var(--text-body);font-size:14.5px;line-height:1.6}
.btn.full{width:100%;height:50px;font-size:15.5px}
.btn.danger{background:#fff;border-color:#f0b8b3;color:var(--danger-500)}
.btn.danger:hover{background:var(--danger-50)}
.btn:disabled{opacity:.45;cursor:not-allowed}
.linkBtn{border:0;background:none;padding:0;color:var(--brand-active);font-weight:700;font-size:inherit;text-decoration:underline;text-underline-offset:2px}
.linkBtn.strong{color:var(--text-strong);text-decoration:none;font-weight:700;text-align:left}
.linkBtn.strong:hover{color:var(--brand-active)}
.mfoot{text-align:center;margin:18px 0 0;font-size:14px;color:var(--text-muted)}
.social{display:grid;gap:8px}
.sb{height:48px;border-radius:var(--radius-md);border:1px solid var(--border-subtle);display:flex;align-items:center;justify-content:center;gap:10px;font-weight:700;font-size:15px;background:#fff}
.sb.kakao{background:#FEE500;border-color:#FEE500;color:#191600}
.sb.naver{background:#03C75A;border-color:#03C75A;color:#fff}
.sb.naver b{font-size:18px}
.sb:hover{filter:brightness(.97)}
.or{display:flex;align-items:center;gap:12px;margin:18px 0;color:var(--text-muted);font-size:13px}
.or:before,.or:after{content:"";flex:1;height:1px;background:var(--border-subtle)}
.ferr{color:var(--danger-500);font-size:13px;margin-top:6px;min-height:0;font-weight:600}
.ferr:empty{display:none}
.pwEye{position:absolute;right:8px;top:9px;width:36px;height:36px;border:0;background:none;color:var(--text-muted);border-radius:8px}
.pwEye.on{color:var(--brand)}
.modal .inp input[type=password],.modal .inp input#lgP{padding-right:48px}
.inp.withBtn{gap:8px}
.inp.withBtn .btn{height:48px;flex:none}
.mini{display:inline-flex;align-items:center;gap:7px;font-size:14px;font-weight:600;color:var(--text-body);cursor:pointer}
.mini input{width:18px;height:18px;accent-color:var(--brand)}
.demoHint{display:flex;gap:8px;align-items:flex-start;margin-top:16px;background:var(--brand-subtle);border-radius:var(--radius-md);padding:10px 12px;font-size:13px;color:var(--blue-900)}
.steps{display:flex;gap:6px;margin:-4px 0 18px}
.steps span{flex:1;text-align:center;font-size:12px;font-weight:700;padding:6px 0;border-radius:var(--radius-pill);background:var(--surface-sunken);color:var(--text-muted)}
.steps span.on{background:var(--brand);color:#fff}
.steps span.done{background:var(--brand-subtle);color:var(--brand-active)}
.pwMeter{height:5px;background:var(--neutral-100);border-radius:3px;margin-top:8px;overflow:hidden}
.pwMeter i{display:block;height:100%;width:0;transition:width .2s}
.terms{border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:6px 14px}
.terms .all{padding:10px 0;border-bottom:1px solid var(--border-subtle);width:100%}
.terms .trow{display:flex;justify-content:space-between;align-items:center;padding:8px 0}
.termBody{max-height:50vh;overflow:auto;font-size:14px;border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:4px 16px}
.consent{display:grid;gap:8px}
.welcome{text-align:center}
.wart{display:flex;justify-content:center;gap:10px;margin:6px 0 16px}
.wart svg{width:44px;height:44px;padding:10px;border-radius:14px;background:var(--brand-subtle);color:var(--brand-active)}
.wart svg:nth-child(2){background:var(--c-date-bg);color:var(--c-date)}.wart svg:nth-child(3){background:var(--c-body-bg);color:var(--c-body)}
.opt{color:var(--text-muted);font-weight:500}
.modal textarea{min-height:0}
.rateNote{display:flex;gap:8px;align-items:flex-start;margin-top:14px;font-size:13px;color:var(--text-muted)}
.rateNote svg{width:18px;height:18px;color:var(--brand)}
.actList{display:grid;gap:4px}
.actList button{display:flex;gap:12px;align-items:center;text-align:left;border:0;background:none;padding:11px 12px;border-radius:var(--radius-md);color:var(--text-strong)}
.actList button:hover{background:var(--neutral-50)}
.actList button svg{color:var(--text-muted)}
.actList button b{display:block;font-size:15px}
.actList button small{color:var(--text-muted);font-size:13px}
.actList button.danger b,.actList button.danger svg{color:var(--danger-500)}
.shareBox{display:flex;gap:8px}
.shareBox input{flex:1;height:42px;border:1.5px solid var(--border-default);border-radius:var(--radius-md);padding:0 12px;font-family:var(--font-mono);font-size:13px;background:var(--neutral-50)}
.kv{display:grid;grid-template-columns:auto 1fr;gap:6px 16px;margin-top:14px;font-size:14px}
.kv span{color:var(--text-muted)}
.kv b{color:var(--text-strong)}
.pickGrid{display:grid;grid-template-columns:repeat(2,1fr);gap:6px;max-height:56vh;overflow:auto}
.pickGrid button{display:flex;align-items:center;gap:10px;border:1px solid var(--border-subtle);background:#fff;border-radius:var(--radius-md);padding:8px 10px;font-weight:700;font-size:14px;text-align:left;color:var(--text-strong)}
.pickGrid button:hover{border-color:var(--brand);background:var(--brand-subtle)}
.pickGrid .sico,.plain .sico,.flowList .sico,.impCard .sico,.savedCard .sico{width:34px;height:34px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:none}
.drawCta{margin:12px 20px 0;background:var(--brand-subtle);border-radius:var(--radius-md);padding:14px}
.drawCta b{display:block;color:var(--text-strong)}
.drawCta span{font-size:13px;color:var(--text-body)}
.drawCta div{display:flex;gap:6px;margin-top:10px}

/* 홈 스트립 */
.joinStrip,.memStrip{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:14px 16px;box-shadow:var(--shadow-xs);flex-wrap:wrap}
.joinStrip .jArt{display:flex;gap:4px}
.joinStrip .jArt svg{width:36px;height:36px;padding:8px;border-radius:11px;background:var(--brand-subtle);color:var(--brand-active)}
.joinStrip .jArt svg:nth-child(2){background:var(--c-date-bg);color:var(--c-date)}.joinStrip .jArt svg:nth-child(3){background:var(--c-body-bg);color:var(--c-body)}
.joinStrip>div:nth-child(2){flex:1;min-width:220px}
.joinStrip b{display:block;color:var(--text-strong)}
.joinStrip span{font-size:13.5px;color:var(--text-muted)}
.memStrip .mg{display:flex;align-items:center;gap:10px;min-width:170px}
.memStrip .mg b{display:block;color:var(--text-strong)}
.memStrip .mg small{color:var(--text-muted)}
.memStrip>button:not(.btn){border:0;background:var(--neutral-50);border-radius:var(--radius-md);padding:8px 14px;text-align:left;flex:1;min-width:140px}
.memStrip>button:not(.btn):hover{background:var(--brand-subtle)}
.memStrip>button small{display:block;font-size:12px;color:var(--text-muted)}
.memStrip>button b{color:var(--text-strong);font-size:14.5px}

/* 내 셈 레이아웃 */
.myHero{background:#fff;border-bottom:1px solid var(--border-subtle);position:relative;overflow:hidden}
.myHero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:var(--gradient-brand)}
.myHero .wrap{padding-top:20px;padding-bottom:26px}
.myTop{display:flex;align-items:center;gap:16px;margin-top:14px;flex-wrap:wrap}
.myTop h1{margin:0;font-size:28px}
.myTop p{margin:2px 0 0;color:var(--text-muted);font-size:14px}
.myStats{margin-left:auto;display:flex;gap:8px}
.myStats button{border:1px solid var(--border-subtle);background:#fff;border-radius:var(--radius-md);padding:8px 16px;text-align:center;min-width:96px}
.myStats button:hover{border-color:var(--brand)}
.myStats b{display:block;font-size:22px;color:var(--text-strong);line-height:1.2}
.myStats span{font-size:12.5px;color:var(--text-muted)}
.myLay{display:grid;grid-template-columns:220px minmax(0,1fr);gap:24px;padding-top:24px}
.myNav{position:sticky;top:88px;align-self:start;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:8px}
.myNav button{display:flex;align-items:center;gap:10px;width:100%;border:0;background:none;padding:10px 12px;border-radius:var(--radius-sm);font-weight:700;font-size:14.5px;color:var(--text-body);text-align:left}
.myNav button svg{width:19px;height:19px;color:var(--text-muted)}
.myNav button:hover{background:var(--neutral-50)}
.myNav button.on{background:var(--brand-subtle);color:var(--brand-active)}
.myNav button.on svg{color:var(--brand)}
.myNav em{margin-left:auto;font-style:normal;background:var(--brand);color:#fff;border-radius:9px;font-size:11px;padding:0 6px;font-family:var(--font-display)}
.myHead{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px}
.myHead h2{margin:0;font-size:22px}
.myHead p{margin:4px 0 0;color:var(--text-muted);font-size:14px}
.myHead .right{margin-left:auto;display:flex;gap:6px;flex:none}
.card.pad{padding:22px}
.card.pad .myHead h2{font-size:17px}
.myGrid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.myGrid.wideL{grid-template-columns:1.5fr 1fr}
.span2{grid-column:1/-1}
.subh{font-size:16px;margin:24px 0 10px}
.muted{color:var(--text-muted)}
.pos{color:var(--success-700)}.neg{color:var(--danger-500)}
.banner{display:flex;align-items:center;gap:12px;background:var(--brand-subtle);border:1px solid var(--blue-100);border-radius:var(--radius-md);padding:12px 16px;margin-bottom:16px;color:var(--blue-900)}
.banner svg{color:var(--brand)}
.banner span{flex:1}
.emptyState.sm{padding:16px}
.emptyState p{margin:12px 0 0}
.card.emptyState{padding:40px 20px}
.impCards{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.impCard{border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:14px;background:#fff}
.impCard .ih{display:flex;gap:10px;align-items:flex-start}
.impCard .ih b{display:block;color:var(--text-strong);font-size:15px}
.impCard .ih small{color:var(--text-muted);font-size:12.5px;line-height:1.45;display:block}
.impCard .iv{display:flex;align-items:center;gap:6px;margin-top:12px;font-size:14px;flex-wrap:wrap}
.impCard .iv svg{width:16px;height:16px;color:var(--text-muted)}
.impCard .from{color:var(--text-muted);text-decoration:line-through}
.impCard .to{color:var(--text-strong);font-weight:700}
.impCard .idiff{font-family:var(--font-display);font-weight:700;font-size:22px;margin-top:4px}
.impCard .idiff.up{color:var(--success-700)}.impCard .idiff.down{color:var(--danger-500)}
.impCard .iw{display:flex;gap:8px;align-items:center;margin-top:8px}
.impSum{display:grid;grid-template-columns:repeat(3,auto) 1fr;gap:24px;align-items:center}
.impSum small{display:block;color:var(--text-muted);font-size:12.5px}
.impSum b{font-size:24px;color:var(--text-strong)}
.impSum .note{display:flex;gap:8px;font-size:13px;color:var(--text-muted)}
ul.plain{list-style:none;margin:0;padding:6px}
ul.plain li{display:flex;align-items:center;gap:12px;padding:10px;border-radius:var(--radius-sm);cursor:pointer}
ul.plain li:hover{background:var(--neutral-50)}
ul.plain li>span:nth-child(2){flex:1}
ul.plain b{display:block;color:var(--text-strong);font-size:14.5px}
ul.plain small{color:var(--text-muted);font-size:13px}
.evList{list-style:none;margin:0;padding:0}
.evList li{display:flex;align-items:center;gap:12px;padding:9px 6px;border-radius:var(--radius-sm);cursor:pointer}
.evList li:hover{background:var(--neutral-50)}
.evList .dd{min-width:64px;text-align:center;font-weight:700;font-size:13px;background:var(--brand-subtle);color:var(--brand-active);border-radius:var(--radius-pill);padding:3px 8px}
.evList li.hol .dd{background:var(--orange-50);color:var(--orange-700)}
.evList b{display:block;color:var(--text-strong);font-size:14.5px}
.evList small{color:var(--text-muted);font-size:12.5px}
.flowMini{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:12px}
.flowMini small{display:block;color:var(--text-muted);font-size:12px}
.flowMini b{font-size:17px;color:var(--text-strong)}
.flowMini .rest b{color:var(--brand-active)}
.savedGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.savedCard{position:relative;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:14px 16px;cursor:pointer;transition:border-color .15s,box-shadow .15s}
.savedCard:hover{border-color:var(--blue-200);box-shadow:var(--shadow-sm)}
.savedCard .sh{display:flex;align-items:center;gap:8px;margin-bottom:10px}
.savedCard .selBox{width:18px;height:18px;accent-color:var(--brand)}
.savedCard .pin{margin-left:auto;border:0;background:none;width:30px;height:30px;border-radius:8px;color:var(--neutral-300)}
.savedCard .pin svg{width:18px;height:18px}
.savedCard .pin.on{color:var(--brand)}
.savedCard>b{display:block;color:var(--text-strong);font-size:15.5px}
.savedCard>small{color:var(--text-muted);font-size:12.5px}
.savedCard .sv{font-size:20px;font-weight:700;color:var(--text-strong);margin-top:6px}
.savedCard p{margin:6px 0 0;font-size:13px;color:var(--text-body);display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.savedCard .sf{display:flex;gap:6px;align-items:center;margin-top:10px;font-size:12px;color:var(--text-muted);flex-wrap:wrap}
.savedCard .sf .badge{height:22px;font-size:11.5px}
.savedCard .more{position:absolute;right:8px;bottom:8px;border:0;background:none;width:32px;height:32px;border-radius:8px;color:var(--text-muted)}
.savedCard .more:hover{background:var(--neutral-100)}
.toolbar{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin-bottom:12px;padding:12px 14px}
.tsearch{flex:1;min-width:200px;position:relative}
.tsearch svg{position:absolute;left:12px;top:10px;width:18px;height:18px;color:var(--text-muted)}
.tsearch input{width:100%;height:38px;border:1px solid var(--border-subtle);border-radius:var(--radius-pill);padding:0 14px 0 38px;background:var(--neutral-50)}
.tsearch input:focus{outline:none;border-color:var(--brand);background:#fff}
.seg2.sm button{height:32px;padding:0 12px;font-size:13.5px}
.inp.sel select{height:38px;font-size:14px;border-radius:var(--radius-pill);padding-left:14px;border-width:1px}
.folderRow{display:flex;gap:6px;flex-wrap:wrap;margin-bottom:14px}
.folderRow .chip.on{background:var(--neutral-900);color:#fff;border-color:var(--neutral-900)}
.folderRow .chip span{font-family:var(--font-display);font-size:12px;opacity:.7;margin-left:2px}
.chip.dashed{border-style:dashed}
.bulk{display:flex;gap:8px;align-items:center;background:var(--neutral-900);color:#fff;border-radius:var(--radius-md);padding:8px 12px;margin-bottom:12px;flex-wrap:wrap}
.bulk b{margin-right:auto}
.tb.list td{vertical-align:middle}
.folderList{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.folderList li{display:flex;gap:10px;align-items:center}
.folderList input{flex:1;height:42px;border:1.5px solid var(--border-default);border-radius:var(--radius-md);padding:0 12px}
.flowTop{display:flex;align-items:center;gap:18px;margin-bottom:16px;flex-wrap:wrap}
.flowTop .fcol small{display:block;color:var(--text-muted);font-size:13px}
.flowTop .fcol b{font-size:28px;color:var(--text-strong)}
.flowTop .fcol.rest b{color:var(--brand-active)}
.flowTop .fcol.rest b.neg{color:var(--danger-500)}
.flowTop .op{font-size:26px;color:var(--neutral-400);font-family:var(--font-display)}
.flowTop .rest .badge{margin-left:8px;vertical-align:6px}
.flowList{list-style:none;margin:0;padding:0}
.flowList li{display:flex;align-items:center;gap:10px;padding:10px 0;border-bottom:1px solid var(--neutral-100)}
.flowList li:last-child{border-bottom:0}
.flowList li>span:nth-of-type(2){flex:1}
.flowList small{display:block;color:var(--text-muted);font-size:12.5px}
.flowList li.off{opacity:.5}
.sw{position:relative;display:inline-block;width:40px;height:24px;flex:none}
.sw input{opacity:0;width:0;height:0}
.sw i{position:absolute;inset:0;background:var(--neutral-300);border-radius:12px;transition:.15s;cursor:pointer}
.sw i:after{content:"";position:absolute;left:3px;top:3px;width:18px;height:18px;background:#fff;border-radius:50%;transition:.15s;box-shadow:0 1px 2px rgba(0,0,0,.2)}
.sw input:checked+i{background:var(--brand)}
.sw input:checked+i:after{transform:translateX(16px)}
.sw input:focus-visible+i{outline:3px solid var(--focus-ring)}
.whatif{margin-top:0}
.wiRow{display:grid;grid-template-columns:110px 1fr 110px;gap:12px;align-items:center;margin:10px 0}
.wiRow label{font-weight:700;font-size:14px}
.wiRow input{accent-color:var(--brand)}
.wiRow b{text-align:right}
.wiRes{margin-top:10px;padding-top:12px;border-top:1px solid var(--border-subtle)}
.wiRes b{font-size:18px;color:var(--brand-active)}
.wiRes b.neg{color:var(--danger-500)}
.calLay{display:grid;grid-template-columns:1.35fr 1fr;gap:16px}
.calHead{display:flex;align-items:center;gap:8px;margin-bottom:12px}
.calHead h3{margin:0 8px;font-size:20px}
.calHead .btn:last-child{margin-left:auto}
.calGrid{display:grid;grid-template-columns:repeat(7,1fr);gap:4px}
.calGrid .dw{text-align:center;font-size:12.5px;color:var(--text-muted);font-weight:700;padding:4px 0}
.calGrid .sun{color:var(--danger-500)}.calGrid .sat{color:var(--blue-600)}
.cd{aspect-ratio:1/.9;border:1px solid transparent;background:var(--neutral-50);border-radius:var(--radius-sm);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:4px;font-weight:600;color:var(--text-strong);font-size:14px}
.cd:hover{border-color:var(--blue-200)}
.cd.today{background:var(--brand-subtle);color:var(--brand-active);font-weight:800}
.cd.sel{border-color:var(--brand);box-shadow:inset 0 0 0 1px var(--brand)}
.cd.sun .num{color:var(--danger-500)}.cd.sat .num{color:var(--blue-600)}
.cd .dots{display:flex;gap:3px;height:6px}
.cd .dots i{width:6px;height:6px;border-radius:50%;background:var(--brand)}
.cd .dots i.h{background:var(--orange-500)}
.calSel{margin-top:14px;padding-top:12px;border-top:1px solid var(--border-subtle)}
.dayChips{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}
.chipChk{border:1px solid var(--border-subtle);border-radius:var(--radius-pill);padding:6px 12px}
.cmpPick{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px}
.cmpPick label{font-weight:800;color:var(--text-strong);display:grid;gap:6px}
.cmpPick select{height:48px;font-size:15px}
.cmpBig{display:grid;grid-template-columns:1fr auto 1fr;gap:12px;align-items:center;margin-bottom:16px}
.cmpBig small{display:block;color:var(--text-muted);font-size:13px}
.cmpBig b{font-size:28px;color:var(--text-strong)}
.cmpBig .vs{text-align:center;font-family:var(--font-display);font-weight:800;color:var(--text-muted)}
.cmpBig .vs span{display:block;font-size:22px}
.cmpBig .vs small{font-weight:600}
.tb.cmp tr.df td{background:var(--orange-50)}
.tb.cmp tr.df td:first-child{box-shadow:inset 3px 0 0 var(--orange-500)}
.pfSec{padding:4px 0 18px;border-bottom:1px solid var(--border-subtle);margin-bottom:18px}
.pfSec h3{font-size:16px;margin:0 0 12px}
.pfGrid{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.pfGrid .fld{margin-bottom:14px}
.pfGrid .inp input,.pfGrid .inp select,.setSec .inp input{height:48px;font-size:16px}
.uses{margin:0;font-size:12.5px;color:var(--text-muted)}
.notiList{list-style:none;margin:0;padding:0}
.notiList li{display:flex;gap:12px;align-items:flex-start;padding:12px 6px;border-bottom:1px solid var(--neutral-100)}
.notiList li.unread{background:linear-gradient(90deg,var(--brand-subtle),transparent 60%);border-radius:var(--radius-sm)}
.notiList .nico{width:36px;height:36px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:none;background:var(--brand-subtle);color:var(--brand-active)}
.notiList .nico.dday{background:var(--c-date-bg);color:var(--c-date)}.notiList .nico.system{background:var(--surface-sunken);color:var(--text-body)}
.notiList .nb{flex:1;border:0;background:none;text-align:left;padding:0}
.notiList .nb b{display:block;color:var(--text-strong);font-size:15px}
.notiList li.unread .nb b:before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--brand);margin-right:6px;vertical-align:2px}
.notiList .nb small{display:block;color:var(--text-body);font-size:13.5px}
.notiList .nb .mono{color:var(--text-muted);font-size:11.5px}
.setList{list-style:none;margin:0 0 14px;padding:0}
.setList li{display:flex;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid var(--neutral-100)}
.setList li>span{flex:1}
.setList b{display:block;color:var(--text-strong);font-size:14.5px}
.setList small{color:var(--text-muted);font-size:12.5px}
h4.k{font-size:13px;color:var(--text-muted);margin:12px 0 2px}
.setSec{margin-bottom:16px}
.setSec h3{margin:0 0 14px;font-size:17px}
.setSec.danger{border-color:#f3cdc9}
.gate{text-align:center;padding:40px 30px}
.gate h1{margin:6px 0 8px;font-size:28px}
.gateList{list-style:none;padding:0;margin:20px auto 0;display:grid;grid-template-columns:1fr 1fr;gap:10px;text-align:left;max-width:640px}
.gateList li{display:flex;gap:10px;border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:12px}
.gateList svg{color:var(--brand)}
.gateList b{display:block;color:var(--text-strong)}
.gateList span{font-size:13.5px;color:var(--text-body)}
@media (max-width:1080px){.impCards,.savedGrid{grid-template-columns:repeat(2,1fr)}.impSum{grid-template-columns:repeat(3,1fr)}.impSum .note{grid-column:1/-1}}
@media (max-width:960px){
  .hideM{display:none}
  .myLay{grid-template-columns:minmax(0,1fr)}
  .myNav{position:static;display:flex;overflow-x:auto;gap:2px;padding:6px}
  .myNav button{white-space:nowrap;width:auto}
  .myNav hr{display:none}
  .myStats{margin-left:0;width:100%}
  .myStats button{flex:1}
  .myGrid,.myGrid.wideL,.calLay{grid-template-columns:minmax(0,1fr)}
  .rActs{grid-template-columns:repeat(5,1fr)}
  .rActs button{font-size:11.5px}
}
@media (max-width:620px){
  .impCards,.savedGrid,.gateList,.pfGrid,.cmpPick{grid-template-columns:1fr}
  .cmpBig{grid-template-columns:1fr}
  .flowTop .fcol b{font-size:22px}
  .wiRow{grid-template-columns:1fr auto}
  .wiRow input{grid-column:1/-1;grid-row:2}
  .memStrip>button:not(.btn){min-width:calc(50% - 8px)}
  .memStrip .btn{width:100%}
  .pickGrid{grid-template-columns:1fr}
  .authArea .btn.ghost{padding:0 8px}
}
.myMain>.card{margin-bottom:16px}.myMain>.card.toolbar{margin-bottom:12px}
.calLay{align-items:start}

/* ═══ v5 내 셈 편의 기능 ═══ */
kbd{display:inline-flex;align-items:center;justify-content:center;min-width:20px;height:20px;padding:0 5px;border:1px solid var(--border-default);border-bottom-width:2px;border-radius:5px;background:#fff;font-family:var(--font-mono);font-size:11px;color:var(--text-body);line-height:1}
.myQuick{margin-left:auto;display:flex;gap:4px;align-items:center}
.myQuick+.myStats{margin-left:8px}
.myQuick .btn svg{width:16px;height:16px}
.myNav em.gray{background:var(--neutral-400)}
.sico.gray{background:var(--surface-sunken);color:var(--text-body)}
.toast.act{pointer-events:auto}
.undoBtn{border:0;background:rgba(255,255,255,.14);color:#fff;border-radius:999px;padding:4px 12px;margin-left:8px;font-weight:700;font-size:13px}
.undoBtn:hover{background:rgba(255,255,255,.25)}
.modal.wide{max-width:920px}
.homeBar{display:flex;align-items:center;gap:10px;margin-bottom:16px;flex-wrap:wrap}
.quickActs{display:flex;gap:8px;flex:1;flex-wrap:wrap}
.quickActs button{display:flex;align-items:center;gap:8px;border:1px solid var(--border-subtle);background:#fff;border-radius:var(--radius-md);padding:9px 14px;font-weight:700;font-size:14px;color:var(--text-strong)}
.quickActs button svg{width:18px;height:18px;color:var(--brand)}
.quickActs button:hover{border-color:var(--brand);background:var(--brand-subtle)}
.wList{list-style:none;padding:0;margin:0;display:grid;gap:6px}
.wList li{display:flex;align-items:center;gap:12px;border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:8px 10px}
.wList li span{flex:1;font-weight:700;color:var(--text-strong)}
.wList li.off span{color:var(--text-muted)}
.wList .btn svg{width:18px;height:18px}
.noteTx{width:100%;min-height:130px;border:1.5px dashed var(--border-default);border-radius:var(--radius-md);padding:12px 14px;font:inherit;line-height:1.7;resize:vertical;background:#fffdf7}
.noteTx:focus{outline:none;border-style:solid;border-color:var(--brand);background:#fff}
.noteFt{display:flex;justify-content:space-between;font-size:12.5px;color:var(--text-muted);margin-top:6px}
.goalMini,.actMini{list-style:none;margin:0;padding:0}
.goalMini li{display:flex;align-items:center;gap:12px;padding:8px 4px;border-radius:var(--radius-sm);cursor:pointer}
.goalMini li:hover{background:var(--neutral-50)}
.goalMini b{display:block;color:var(--text-strong);font-size:14.5px}
.goalMini small{color:var(--text-muted);font-size:12.5px}
.actMini li{display:flex;align-items:center;gap:10px;padding:7px 0;border-bottom:1px solid var(--neutral-100);font-size:14px}
.actMini li span:nth-child(2){flex:1}
.aDot{width:9px;height:9px;border-radius:50%;background:var(--neutral-400);flex:none}
.aDot.save{background:var(--blue-500)}.aDot.edit{background:var(--blue-800)}.aDot.delete{background:var(--danger-500)}.aDot.restore{background:var(--success-500)}.aDot.share{background:var(--orange-500)}.aDot.goal{background:var(--success-500)}.aDot.record{background:var(--blue-300)}.aDot.note{background:var(--orange-200)}
.recMini{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:8px}
.recMini small{display:block;color:var(--text-muted);font-size:12px}
.recMini b{display:block;font-size:17px;color:var(--text-strong)}
.recMini span{font-size:12px}
svg.bars{width:100%;height:auto;display:block}
.goalSum{display:flex;align-items:center;gap:28px;flex-wrap:wrap}
.goalSum small{display:block;color:var(--text-muted);font-size:12.5px}
.goalSum b{font-size:22px;color:var(--text-strong)}
.goalGrid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.goalCard{padding:18px 20px;position:relative}
.gTop{display:flex;gap:14px;align-items:center}
.gTop>div{flex:1}
.gTop b{font-size:17px;color:var(--text-strong);margin-right:6px}
.gTop .badge{height:22px;font-size:11.5px;vertical-align:2px}
.gAmt{font-size:20px;font-weight:700;color:var(--text-strong);margin-top:4px}
.gAmt small{font-size:14px;color:var(--text-muted);font-weight:500}
.goalCard .more{position:absolute;right:10px;top:10px;border:0;background:none;width:32px;height:32px;border-radius:8px;color:var(--text-muted)}
.goalCard .more:hover{background:var(--neutral-100)}
.gKv{display:grid;grid-template-columns:auto 1fr;gap:6px 14px;margin:14px 0 0;font-size:14px}
.gKv dt{color:var(--text-muted)}
.gKv dd{margin:0;color:var(--text-strong);font-weight:600;text-align:right}
.gKv dd small{display:block;color:var(--text-muted);font-weight:500;font-size:12px}
.gTip{display:flex;gap:8px;margin-top:12px;background:var(--warning-50);color:#5e3d00;border-radius:var(--radius-sm);padding:8px 10px;font-size:13px}
.gTip svg{width:18px;height:18px;flex:none}
.gActs{display:flex;gap:6px;margin-top:14px;border-top:1px solid var(--border-subtle);padding-top:12px}
.colorPick{display:flex;gap:8px;height:48px;align-items:center}
.cp{width:30px;height:30px;border-radius:50%;border:3px solid #fff;box-shadow:0 0 0 1px var(--border-default)}
.cp.on{box-shadow:0 0 0 2px var(--text-strong)}
.cp.blue{background:var(--blue-500)}.cp.orange{background:var(--orange-500)}.cp.green{background:var(--success-500)}.cp.navy{background:var(--blue-800)}
.goPrev{display:flex;gap:8px;background:var(--brand-subtle);color:var(--blue-900);border-radius:var(--radius-md);padding:10px 12px;font-size:13.5px;line-height:1.55}
.goPrev:empty{display:none}
.goPrev svg{width:18px;height:18px;flex:none;color:var(--brand)}
.recForm .recHead{display:flex;gap:12px;align-items:center;margin-bottom:12px}
.recForm .recHead b{display:block;color:var(--text-strong)}
.recForm .recHead small{color:var(--text-muted);font-size:13px}
.recForm .sico{width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center}
.recRow{display:flex;gap:12px;align-items:flex-end;flex-wrap:wrap}
.recRow .fld{margin:0;flex:1;min-width:150px}
.recRow .inp input{height:48px;font-size:16px}
.recRow .recBtns{flex:none;min-width:0;display:flex;gap:6px}
.recRow .recBtns .btn{height:48px}
.recLive{display:flex;gap:8px;align-items:center;margin-top:12px;font-size:14px;color:var(--text-body)}
.recLive:empty{display:none}
.recLive svg{width:18px;height:18px;color:var(--brand)}
.recSum{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.recSum small{display:block;color:var(--text-muted);font-size:12.5px}
.recSum b{display:block;font-size:20px;color:var(--text-strong)}
.recSum span{font-size:12.5px}
.brandTx{color:var(--brand-active)!important}
.histList{list-style:none;padding:0;margin:0;display:grid;gap:8px;max-height:55vh;overflow:auto}
.histList li{display:grid;grid-template-columns:1fr auto;gap:4px 12px;border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:10px 12px;align-items:center}
.histList li.cur{background:var(--brand-subtle);border-color:var(--blue-100)}
.histList li>div:first-child b{display:block;color:var(--text-strong)}
.histList .mono{color:var(--text-muted)}
.histList .hv{text-align:right;font-weight:700;color:var(--text-strong)}
.histList .hv small{display:block;font-size:12px;font-weight:600}
.histList .hd{grid-column:1/-1;font-size:13px;color:var(--text-body)}
.histList .hd s{color:var(--text-muted)}
.histList .btn{grid-column:1/-1;justify-self:start}
.chipRow{display:flex;gap:6px;flex-wrap:wrap}
.chipRow .chip.on{background:var(--neutral-900);color:#fff;border-color:var(--neutral-900)}
.timeline .tlDay+.tlDay{margin-top:18px}
.timeline h4{margin:0 0 8px;font-size:14.5px}
.timeline ul{list-style:none;margin:0;padding:0 0 0 6px;border-left:2px solid var(--neutral-100)}
.timeline li{display:flex;align-items:center;gap:12px;padding:8px 10px;margin-left:-11px;border-radius:var(--radius-sm)}
.timeline li[data-go]{cursor:pointer}
.timeline li[data-go]:hover{background:var(--neutral-50)}
.timeline .aDot{box-shadow:0 0 0 4px #fff}
.timeline .tx{flex:1;color:var(--text-strong);font-size:14.5px}
.timeline .mono{color:var(--text-muted)}
.trashList li{flex-wrap:wrap}
.trashList li>span:nth-child(2){flex:1;min-width:160px}
.repLay{display:grid;grid-template-columns:230px 1fr;gap:14px}
.repPick{display:grid;gap:8px;max-height:46vh;overflow:auto;border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:10px}
.repOpt{display:grid;gap:6px;margin-top:10px;padding:10px;background:var(--neutral-50);border-radius:var(--radius-md)}
.repPrev{max-height:56vh;overflow:auto;border:1px solid var(--border-subtle);border-radius:var(--radius-md);background:#fff;padding:18px}
.rep{font-size:13.5px;color:#222}
.repH{border-bottom:3px solid var(--neutral-900);padding-bottom:8px;margin-bottom:12px;display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;align-items:baseline}
.repH b{font-size:18px}
.repH span{color:#666;font-size:12.5px}
.rep section{border-bottom:1px solid #ddd;padding:10px 0;break-inside:avoid}
.rep h4{margin:0 0 4px;font-size:15px}
.rep h4 small{color:#777;font-weight:500;font-size:12px;margin-left:6px}
.repBig b{font-size:17px;font-family:var(--font-display)}
.repIn{color:#555;margin:4px 0;font-size:12.5px}
.rep table{width:100%;border-collapse:collapse;margin-top:6px}
.rep td{padding:3px 0;border-bottom:1px dotted #e2e2e2}
.rep td:last-child{text-align:right;font-variant-numeric:tabular-nums}
.rep tr.t td{font-weight:700;border-top:1px solid #333}
.repMemo{background:#fafafa;padding:6px 8px;margin:6px 0 0;font-size:12.5px}
.repF{color:#888;font-size:11.5px;margin-top:10px}
#printArea{display:none}
@media print{body.printReport>*:not(#printArea){display:none!important}body.printReport #printArea{display:block!important;padding:0}body.printReport{padding:0!important;background:#fff;zoom:1!important}}
.palDim{position:fixed;inset:0;background:rgba(17,18,20,.45);backdrop-filter:blur(2px);z-index:150;display:none;align-items:flex-start;justify-content:center;padding:12vh 16px 16px}
.palDim.on{display:flex}
.pal{width:100%;max-width:620px;background:#fff;border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);overflow:hidden;animation:rise .15s ease both}
.palIn{display:flex;align-items:center;gap:10px;padding:0 16px;border-bottom:1px solid var(--border-subtle)}
.palIn svg{color:var(--text-muted)}
.palIn input{flex:1;border:0;outline:0;height:58px;font-size:17px;background:transparent}
.palList{max-height:52vh;overflow:auto;padding:6px}
.palG{font-size:12px;font-weight:700;color:var(--text-muted);padding:10px 10px 4px}
.palItem{display:flex;align-items:center;gap:12px;width:100%;border:0;background:none;text-align:left;padding:8px 10px;border-radius:var(--radius-sm)}
.palItem .sico{width:34px;height:34px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:none}
.palItem .sico svg{width:18px;height:18px}
.palItem span{flex:1;min-width:0}
.palItem b{display:block;color:var(--text-strong);font-size:14.5px}
.palItem small{display:block;color:var(--text-muted);font-size:12.5px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.palItem.act{background:var(--brand-subtle)}
.palFt{display:flex;gap:16px;padding:9px 16px;border-top:1px solid var(--border-subtle);font-size:12px;color:var(--text-muted);background:var(--neutral-50)}
.palFt kbd{margin-right:2px}
.tb.keys td{padding:9px 6px}
.tb.keys td:first-child{white-space:nowrap}
.quietRow{gap:8px!important}
.quietRow .inp{width:110px}
body.reduceMotion *{animation:none!important;transition:none!important}
@media (max-width:960px){.goalGrid{grid-template-columns:1fr}.recSum{grid-template-columns:repeat(2,1fr)}.repLay{grid-template-columns:1fr}.myQuick{margin-left:0}}
@media (max-width:620px){.recMini{grid-template-columns:1fr 1fr}.quickActs button span{display:none}.quickActs button{padding:10px}.palFt{display:none}.goalSum{gap:14px}}
/* ═══ v5 추가: 태그·프로필·다크 ═══ */
.tagRow{margin-top:-6px}
.tagLbl{font-size:13px;align-self:center}
.tagc{display:inline-flex;align-items:center;height:22px;padding:0 8px;border-radius:var(--radius-pill);background:var(--orange-50);color:var(--orange-700);font-size:11.5px;font-weight:700}
.pfTabs{display:flex;gap:6px;flex-wrap:wrap;align-items:center;margin-bottom:14px}
.pfTabs .chip.on{background:var(--neutral-900);color:#fff;border-color:var(--neutral-900)}
.pfTabs .chip span.num{font-size:12px;opacity:.7;margin-left:2px}
.actList button:disabled{opacity:.45;cursor:not-allowed}
:root[data-theme=dark]{--neutral-0:#15181b;--neutral-50:#1b1f23;--neutral-100:#23282d;--neutral-200:#2e343a;--neutral-300:#3d444b;--neutral-400:#5a626a;--neutral-500:#8a939c;--neutral-600:#a8b0b8;--neutral-700:#c4cad0;--neutral-800:#dde1e5;--neutral-900:#f1f3f5;--neutral-950:#0f1113;--surface-card:#1b1f23;--surface-sunken:#23282d;--brand-subtle:#0f2c38;--blue-50:#0f2c38;--blue-100:#16455a;--blue-200:#1d5c78;--c-date-bg:#1d2733;--c-body-bg:#0f2c22;--success-50:#0f2c22;--danger-50:#3a1c1a;--warning-50:#3a2c10;--orange-50:#3a2c10;--orange-700:#f4a62f;--warning-700:#f2c26b;--focus-ring:rgba(58,180,218,.5);--shadow-md:0 10px 28px -10px rgba(0,0,0,.6);--shadow-lg:0 24px 48px -20px rgba(0,0,0,.7);--shadow-sm:0 2px 8px rgba(0,0,0,.3);--shadow-xs:0 1px 2px rgba(0,0,0,.3);color-scheme:dark}
[data-theme=dark] .top{background:rgba(21,24,27,.9)}
[data-theme=dark] .hero,[data-theme=dark] .cHero,[data-theme=dark] .myHero,[data-theme=dark] .card,[data-theme=dark] .tile,[data-theme=dark] .catCard,[data-theme=dark] .basis .item,[data-theme=dark] .modal,[data-theme=dark] .drawer,[data-theme=dark] .menu,[data-theme=dark] .suggest,[data-theme=dark] .myNav,[data-theme=dark] .rActs button,[data-theme=dark] .savedCard,[data-theme=dark] .impCard,[data-theme=dark] .joinStrip,[data-theme=dark] .memStrip,[data-theme=dark] .myStats button,[data-theme=dark] .floatCard,[data-theme=dark] .chip,[data-theme=dark] .quick button,[data-theme=dark] .inp input,[data-theme=dark] .inp select,[data-theme=dark] .modal textarea,[data-theme=dark] .bigsearch .box,[data-theme=dark] .btn,[data-theme=dark] .seg button.on,[data-theme=dark] .seg2 button.on,[data-theme=dark] .tsearch input,[data-theme=dark] .ipSw,[data-theme=dark] details.faq,[data-theme=dark] .related a,[data-theme=dark] .pickGrid button,[data-theme=dark] .shareBox input,[data-theme=dark] .folderList input,[data-theme=dark] .sb.google,[data-theme=dark] kbd{background:var(--surface-card);color:var(--text-body)}
[data-theme=dark] .hero:before{background:radial-gradient(900px 420px at 88% 20%,#0f2c38,transparent 70%)}
[data-theme=dark] .bigsearch .box{border-color:var(--neutral-400)}
[data-theme=dark] .btn.brand,[data-theme=dark] .btn.accent{color:#fff}
[data-theme=dark] .btn.brand{background:var(--blue-500)}
[data-theme=dark] .btn.accent{background:var(--orange-500)}
[data-theme=dark] .rHead .title,[data-theme=dark] .rBig,[data-theme=dark] h1,[data-theme=dark] h2,[data-theme=dark] h3,[data-theme=dark] .tile b,[data-theme=dark] .rl .v,[data-theme=dark] .inp input,[data-theme=dark] .inp select,[data-theme=dark] .savedCard>b{color:var(--neutral-900)}
[data-theme=dark] .hero h1{color:var(--neutral-900)}
[data-theme=dark] .hero h1 .grad{color:transparent}
[data-theme=dark] .trust{background:#0f1113}
[data-theme=dark] .foot{background:#0b0d0f}
[data-theme=dark] .ad{background:repeating-linear-gradient(135deg,#1b1f23 0 10px,#23282d 10px 20px);border-color:var(--neutral-400)}
[data-theme=dark] .rActs{border-color:var(--neutral-200)}
[data-theme=dark] .toast{background:#f1f3f5;color:#15181b}
[data-theme=dark] .toast svg{color:var(--blue-600)}
[data-theme=dark] .bulk,[data-theme=dark] .folderRow .chip.on,[data-theme=dark] .pfTabs .chip.on,[data-theme=dark] .seg button.on{background:var(--blue-200);color:#fff;border-color:var(--blue-200)}
[data-theme=dark] .rl.total{border-top-color:var(--neutral-500)!important}
[data-theme=dark] .formula{color:var(--neutral-800)}
[data-theme=dark] .draftBar,[data-theme=dark] .banner{background:#0f2c38;color:var(--neutral-800)}
[data-theme=dark] table.tb th{background:var(--neutral-100)}
[data-theme=dark] .cd{background:var(--neutral-100)}
[data-theme=dark] .cd.today{background:#0f2c38}
[data-theme=dark] .notiList li.unread{background:linear-gradient(90deg,#0f2c38,transparent 60%)}
[data-theme=dark] .rpSum,[data-theme=dark] .flowMini b,[data-theme=dark] .kv b{color:var(--neutral-900)}
[data-theme=dark] .sw i{background:var(--neutral-400)}
[data-theme=dark] .avatar{color:#fff}
[data-theme=dark] .tabbar{background:rgba(21,24,27,.96)}
.badge[hidden]{display:none}
@media (max-width:620px){.myHead{flex-wrap:wrap}.myHead .right{margin-left:0;width:100%;flex-wrap:wrap}.myHead .right .btn{flex:1 1 auto}}
/* ═══ D31 분류 페이지 큰 카드 ═══ */
/* 일러스트 전용 색. 다크에서는 종이를 카드보다 밝게, 그림자는 검게 둬야 실루엣이 남는다. */
:root{--illo-paper:var(--surface-card);--illo-line:var(--border-subtle);--illo-shade:var(--neutral-900)}
:root[data-theme=dark]{--illo-paper:var(--neutral-200);--illo-line:var(--neutral-400);--illo-shade:#000}
/* 도형 위 글자색. mid·주황 위에서는 흰 글자가 녹으므로 어두운 잉크를 쓴다. */
:root{--illo-on-deep:#fff;--illo-on-mid:#0e2a35;--illo-on-warm:#5c3406}
:root[data-theme=dark]{--illo-on-deep:#10222b}
/* 분류별 색조 사다리. soft→mid→deep 이 '적음→많음' 을 뜻하므로 다크에서도 차례가 뒤집히면 안 된다.
   몸 계산은 분류색 그대로 초록 계열을 쓴다. */
:root{
  --illo-money-soft:var(--blue-200);--illo-money-mid:var(--blue-500);--illo-money-deep:var(--blue-700);
  --illo-date-soft:#b9d3e6;--illo-date-mid:var(--blue-500);--illo-date-deep:var(--blue-800);
  --illo-body-soft:#a7e0c6;--illo-body-mid:var(--success-500);--illo-body-deep:var(--c-body);
}
:root[data-theme=dark]{
  --illo-money-soft:#1d5c78;--illo-money-mid:#3ab4da;--illo-money-deep:#9ddaed;
  --illo-date-soft:#24455f;--illo-date-mid:#4aa0cd;--illo-date-deep:#b7dcf0;
  --illo-body-soft:#16543c;--illo-body-mid:#2fbe86;--illo-body-deep:#7fe0b4;
}
.bigCards{display:grid;gap:22px}
.bigCard{display:grid;grid-template-columns:2fr 3fr;gap:36px;padding:36px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-xl);transition:box-shadow .2s,border-color .2s}
.bigCard:hover{box-shadow:var(--shadow-md);border-color:var(--blue-100)}
.bigCard.rev{grid-template-columns:3fr 2fr}
.bigCard.rev .bcIllo{order:2}
.bigCard.rev .bcBody{order:1}
/* 일러스트 열은 카드 높이만큼 늘어나는 패널이다. 글이 길어도 아래가 통째로 비지 않는다 (CR-05).
   패널 색은 카드마다 --bc-panel 로 건네 준다. 분류색(--c-<cat>-bg)을 쓰면 일러스트의 연한 원형
   배경이 같은 값이라 통째로 묻혀 23장에서 halo 가 사라졌다. 그래서 중립 가라앉은 면을 쓴다. */
.bigCard{--bc-panel:var(--surface-sunken)}
.bcIllo{align-self:stretch;min-width:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:20px;padding:24px 20px;background:var(--bc-panel);border-radius:var(--radius-lg)}
.bcIllo svg{display:block;width:100%;height:auto;max-width:360px}
/* 대표 예시 스탯. 첫 예시를 지금 기준값으로 계산한 숫자다. 연한 패널 위라 회색을 한 단계 더 진하게 쓴다. */
.bcStat{text-align:center;max-width:100%}
.bcStat .k{display:block;font-size:13px;font-weight:700;color:var(--neutral-700)}
.bcStat b{display:block;margin-top:6px;font-family:var(--font-display);font-size:34px;font-weight:800;line-height:1.15;color:var(--text-strong);word-break:keep-all}
.bcStat small{display:block;margin-top:6px;font-size:12.5px;color:var(--neutral-700)}
.bcTag{display:block;font-size:14px;font-weight:700;letter-spacing:-.01em;color:var(--blue-700)}
/* 분류색 카피. 14px 굵은 글씨는 large text 가 아니라 카드 배경과 대비 4.5 이상이어야 한다. */
.bigCard[data-cat=date] .bcTag,.halfCard[data-cat=date] .bcTag{color:var(--c-date)}
.bigCard[data-cat=body] .bcTag,.halfCard[data-cat=body] .bcTag{color:var(--c-body)}
[data-theme=dark] .bcTag{color:var(--blue-300)}
[data-theme=dark] .bigCard[data-cat=date] .bcTag,[data-theme=dark] .halfCard[data-cat=date] .bcTag{color:var(--blue-400)}
[data-theme=dark] .bigCard[data-cat=body] .bcTag,[data-theme=dark] .halfCard[data-cat=body] .bcTag{color:var(--success-500)}
.bigCard h2{margin:6px 0 0;font-size:26px;font-weight:800}
/* 카드 안 보조 글자는 흰 배경에서 --text-muted 가 대비 3.22 라 모자란다. 카드 안에서만 한 단계 진하게 쓴다. */
.bcShort{margin:6px 0 0;color:var(--neutral-600);font-size:15px}
.bcDesc p{margin:14px 0 0;font-size:15.5px;line-height:1.7;color:var(--text-body)}
.bigCard h3,.halfCard h3{margin:0 0 10px;font-size:14px;font-weight:700;color:var(--neutral-600)}
.bcEx{margin-top:24px}
.exChips{display:flex;flex-wrap:wrap;gap:8px}
.exChip{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--border-subtle);background:var(--surface-sunken);border-radius:var(--radius-pill);padding:9px 16px;font-size:14px;font-weight:600;color:var(--text-body);text-align:left;transition:background .15s,border-color .15s,color .15s}
.exChip:hover{background:#fff;border-color:var(--brand);color:var(--brand-active)}
.exChip b{font-family:var(--font-display);font-weight:700;color:var(--text-strong)}
.bcCols{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(260px,100%),1fr));gap:20px;margin-top:24px}
.bcCols ul{list-style:none;margin:0;padding:0;display:grid;gap:7px}
.bcCols li{position:relative;padding-left:14px;font-size:14.5px;line-height:1.6;color:var(--text-body)}
.bcCols li:before{content:"";position:absolute;left:0;top:9px;width:5px;height:5px;border-radius:50%;background:var(--neutral-300)}
.bcActs{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.bcActs .btn{height:44px;padding:0 20px}
/* 카드 글이 아직 없는 계산기는 작은 타일로 떨어진다. 한 열 격자라 폭을 잡아 줘야 한다. */
.bigCards .tile{max-width:320px}
/* 절반 카드 자리에서는 열 폭을 그대로 채우고, 같은 줄 카드 높이만큼 세로로 늘어나지 않는다. */
.halfCards > .tile{max-width:none;align-self:start}
.bcFav.on{background:var(--orange-50);border-color:var(--orange-200);color:var(--accent)}
/* 대표 큰 카드 아래의 절반 카드 2열 (카드 설계서 7.4). 같은 줄 두 장은 높이를 맞추고,
   카드 안은 세로 flex 라 길이가 달라도 단추 줄이 바닥에 나란히 붙는다. */
.halfCards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));align-items:stretch;gap:22px}
.halfCard{display:flex;flex-direction:column;min-width:0;padding:26px;background:#fff;border:1px solid var(--border-subtle);border-radius:var(--radius-xl);transition:box-shadow .2s,border-color .2s}
.halfCard:hover{box-shadow:var(--shadow-md);border-color:var(--blue-100)}
.hcHead{display:flex;align-items:flex-start;gap:16px}
/* 일러스트는 정사각 패널에 폭 기준으로 넣는다. 큰 카드 패널과 같은 중립 면을 쓴다. */
.hcIllo{flex:0 0 112px;display:flex;align-items:center;justify-content:center;height:112px;padding:10px;background:var(--surface-sunken);border-radius:var(--radius-lg)}
.hcIllo svg{display:block;width:100%;height:auto}
.hcTitle{min-width:0}
.halfCard h2{margin:6px 0 0;font-size:20px;font-weight:800}
.hcDesc{margin:16px 0 0;font-size:14.5px;line-height:1.65;color:var(--text-body)}
.halfCard .bcEx{margin-top:18px}
.halfCard .bcActs{margin-top:auto;padding-top:18px}
/* 중간 폭에서는 2fr 3fr 이면 일러스트가 글을 눌러 줄바꿈이 잦아진다 (CR-05). */
@media (min-width:961px) and (max-width:1200px){
  .bigCard{grid-template-columns:1fr 2fr;gap:26px}
  .bigCard.rev{grid-template-columns:2fr 1fr}
}
@media (max-width:960px){
  .bigCard,.bigCard.rev{grid-template-columns:minmax(0,1fr);gap:20px;padding:26px}
  .bigCard.rev .bcIllo,.bigCard.rev .bcBody{order:0}
  /* 높이 고정을 없애고 폭 기준으로 늘린다. 패널과 스탯은 데스크톱과 같은 모습이다 (CR-06). */
  .bcIllo{padding:22px 18px;gap:18px}
  .halfCards{grid-template-columns:minmax(0,1fr)}
}
@media (max-width:620px){
  .bigCards{gap:14px}
  .bigCard,.bigCard.rev{padding:22px 18px}
  .bigCard h2{font-size:22px}
  .bcIllo{padding:18px 14px;gap:14px}
  .bcStat b{font-size:30px}
  .halfCards{gap:14px}
  .halfCard{padding:22px 18px}
  .hcIllo{flex-basis:88px;height:88px}
  .bcCols{grid-template-columns:minmax(0,1fr);gap:16px}
  .exChips{flex-direction:column;align-items:stretch}
  .exChip{justify-content:space-between}
  .bcActs .btn{flex:1 1 auto;justify-content:center}
}
[data-theme=dark] .bigCard,[data-theme=dark] .halfCard{background:var(--surface-card)}
[data-theme=dark] .exChip{background:var(--surface-sunken);border-color:var(--neutral-300);color:var(--text-body)}
[data-theme=dark] .exChip:hover{background:var(--neutral-100)}
[data-theme=dark] .exChip b{color:var(--neutral-900)}